No. This is an old myth that lives on, but it is not true. You may absolutely choose who fixes your vehicle. Regardless of who is paying for the repairs, it is your choice. Also, with current vehicle designs, it is nearly impossible to know exactly what repairs are necessary to properly fix your vehicle until after it has been carefully disassembled and analyzed. The disassembling and analytical process is the only method we can use to fully assess the damage. Remember, an estimate is not the final bill.